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SuMner Garden Courts Affordable Housing in Gallatin, Tennessee

SuMner Garden Courts Affordable Housing in Gallatin, Tennessee

On August 22, 2025, the Gallatin Housing Authority, in partnership with Elmington Property Management and the Tennessee Housing Development Agency (THDA), proudly celebrated the grand opening of Sumner Garden Courts.

What Type of Property is This?

This new affordable housing community adds 48 brand-new rental units to the already existing 100 units on the property, helping meet the overwhelming demand for affordable housing in Sumner County. For residents like Dee Troupe, who faced eviction after living in her home for over 30 years, Sumner Garden Courts represents more than just an apartment — it is a safe, welcoming, and affordable place to call home.

How Much Was The Investment

This $10.7 million development was made possible through the Low-Income Housing Tax Credit (LIHTC) program, which provides crucial funding by encouraging private investment in affordable housing projects. Units are reserved for households making 60% or less of the area median income (AMI), ensuring that rent remains within reach for working families, seniors, and individuals living on limited incomes. According to housing authority data, Sumner County still needs at least 20,000 affordable housing units to meet current demand.

Closing the Housing Gap

The addition of Sumner Garden Courts is a step forward in closing the housing gap and highlights the importance of continuing to invest in attainable housing that gives families stability and opportunities for growth. The community is also supported by resident programs that focus on family success, stability, and long-term self-sufficiency. By blending financial investment with social impact, projects like these strengthen neighborhoods and improve quality of life for residents. Sumner Garden Courts demonstrates how public-private partnerships and smart policy tools can create sustainable, affordable, and livable housing solutions.

For many families in Tennessee, this is more than an apartment — it’s a chance to rebuild, thrive, and move toward financial stability.